Millions of people every day shop online. You can join the millions of people, even though you might be reluctant to try. Once you get the hang of how easy it is, and how you can protect yourself, you might find you prefer shopping online than any other way. Here are some tips to get you going.
Make sure that you’re entering your payment details on a secure site. Look for “https://” in the URL of the site that you’re trying to buy something from. If you don’t see that or no sign of any website security, then it’s probably a good idea not to trust those people with your account information.
Be careful which sites you patronize. It is difficult to know which are on the up and up and which are not, but there are a few clues. If the address does not make sense or the design seems off, go to a different site. In addition, if a bunch of pop-up windows begin appearing, close them out and move on.
The best and safest payment method to use when shopping online is a credit card. Should the unfortunate happen and someone gets a hold of your personal information, you are protected by The Fair Credit Billing Act. This means you can fight any unauthorized charges on your card and without payment when an investigation is taking place.
Although buying clothes online can be very convenient and a great way to save time, make sure that any clothes you purchase can be returned if they don’t fit or aren’t what you wanted. A big drawback of buying clothes online is that you can’t actually see them before purchasing them!
When shopping online, take the time to search for professional editorial reviews of products as well as user reviews. Unfortunately, some online stores have been paying for people to review their products. With a professional product review, you can double check that the user reviews are accurate. The ranking and reviews of the product should be similar between professional and user reviews.
Do a quick web search for promo keys and discounts prior to making any online purchases. Often, there are discount keys out there that you may not be aware of! This could save you 10% to 20%, or offer you things like free shipping or a discount on a secondary item.
You should be able to access your credit card statements online. Get in the habit of checking them at least once a week, particularly if you shop online a lot. If a charge pops up that you don’t recognize, you will be able to dispute it right away. However, if you don’t check it soon enough, you may not have any recourse.
Buying items from the store involves more than the cost of the item – with the high cost of gas these days, the expense associated with driving to and from the store, not to mention wear and tear on your car, may exceed the cost of the item you want to purchase! Online shopping is, for many people, a far cheaper form of shopping.
For easier surfing, consider creating a bookmark for each of your favorite retailers. These are the sites that you use most often. Also include any coupon sites you like to use. Thus, you will only have to make a couple of clicks to get to the sales or products you most want from the stores you already trust.
Before making any purchase check to see if there are any promotional codes or coupons that can be used from the manufacturer. Consult the retailers deals pages prior to purchasing any item. A free shipping offer can be quite valuable if you are purchasing many items.
The privacy policy is there for your protection. Though the jargon may seem convoluted, the privacy policy for a shopping site will let you know how your personal information is handled. Will your personal data and payment information be stored with the merchant? Will data be shared with third parties? This is information you should know before giving personal info.
Use your credit card when shopping online. Credit cards offer you more financial protection than other forms of payment such as cash or checks. If something goes wrong with your transaction you will have the power to dispute the charges or stop payment. Moreover, if your card is stolen, you will only be liable for a portion of the charges made to the card.
Find a coupon blog you like and read it regularly. While these blogs will help you find a number of coupons, they’ll also point you in the direction of new retailers and special sales. With a good blog, you’ll be able to discover great deals the moment they become available to the public.
Understand clearly the return policy when making a purchase online. You would hate to purchase an item that you are not satisfied with and struggle to receive your money back whenever you try to return it.
If you want to buy something online, but really want to touch and feel the actual product first, see if you can find this product at your mall or local retailer. Go to the store and look at the merchandise in person, then buy it online if the online price is lower.
Never send your credit card information through a website that does not have a security symbol in the web address line. The security symbol shows that they have taken the actions needed to protect you and themselves from identity theft. To guarantee that you do not become a victim of this crime you should always look for the security symbol.
You might be hesitant to start shopping online, but there’s really no reason to be. This is something that more and more people are doing, with good reason. Make sure you try each of the tips to optimize your shopping experience. You may one day decide that you’re only going to shop this way!
